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Bad Faith Insurance

Revo Smith Law exclusively focuses on personal injury recovery. For the past 37 years, we have steadfastly advocated for accident victims and countered bad-faith insurance tactics. Insurance companies have a duty to make timely, appropriate payments on claims. Our legal team helps you hold them to their contractual requirement to satisfy your claim promptly and fairly.

Why you cannot trust your insurance company

Your insurance company is a business with the main purpose of earning profits. Agents are taught to reduce expenses — meaning pay you as little as possible for your injuries. One common tactic is to talk to you about the accident before you can consult with a lawyer, and possibly while you are still impaired by pain medication or suffering from a head injury. An interview under these conditions can put your rights at risk.

Do not sign an insurance settlement until you have talked to us

Usually, insurance companies make early, lowball offers to accident victims. If you accept the quick settlement, you must also sign a waiver agreeing to forfeit your rights to additional compensation. Do not sign any documents until you have spoken with our attorneys. We can assess what your case is truly worth during a free, no-obligation consultation.

Uninsured/underinsured drivers

New Mexico laws require drivers to carry minimum liability insurance of:

  • $25,000 for injury to or death of one person in a single accident
  • $50,000 for injury to or death of two or more people in a single accident
  • $10,000 for property damage in a single accident

This low threshold may not be enough to cover your damages. Our lawyers evaluate your options for recovering compensation that exceeds the underinsured motorist's policy. We review your policy to determine whether your insurance company is liable for all or part of the damages. Behind every action, our goal is to get you paid the full amount of money you are entitled to as soon as possible.